Let Us Help You to Become a Buy to Let Landlord

Both Bristol and Exeter Mortgages Online have excellent arrangements with many specialist Buy to Let lenders that are often only accessible through Independent Mortgage Brokers like ourselves.
 We can help you from the very beginning to become a Buy to Let Investor, plus we can recommend experts that we work closely with.

We will help you to:

• Find the best Buy to Let Mortgage
• Arrange for you to meet specialist Accountants for setting up your business and tax advice.
• Recommend experienced, professional and good value Solicitors for conveyancing.
• Put you in touch with Brokers for Landlord and other Insurance products.
• Help you source Investment Properties throughout the UK.

This will all start with a Free Consultation with one of our Expert Mortgage Advisers.
What is a Buy-to-Let property investment?
Buy-to-let investment is very different from owning your own home. When you become a landlord, you are effectively running a small business – one with important legal responsibilities.
Is a Buy to Let Investment Right for Me?
A buy-to-let property investment may be right for you if you:

• Prefer investments that feel more tangible than stocks and shares
• Are willing to tie up your money for a long period
• Understand property prices can go down as well as up
• Are willing to take the risk that you may not earn a profit on your investment
• Understand and accept the costs and time involved in owning and running a property and the impact that this will have on your potential return

We always recommend that you take specialist advice from a qualified Accountant. We have a number of specialist partner Accountancy practices that we work closely with, who will offer you advice at referential rates. The kinds of consumer protection that cover most other investments don’t apply to buy-to-let properties. So, it is even more important to find out everything you can before you commit to a property and a mortgage.
For more information please click the link and download our free Let Us Help You Become a Buy to Let Landlord guide
You can also visit our Buy to Let pages
 https://www.bristolmortgagesonline.com/buy-to-let
https://www.exetermortgagesonline.com/buy-to-let

Autumn Statement 2016

The link below will take you to the official Government website for full details of today's Autumn Statement.
https://www.gov.uk/government/topical-events/autumn-statement-2016

If you would like to discuss any of the issues raised, please call one of our experts on 0117 325 1511 or 01392 690 888

Our 60th 5-star Google Review

We are really proud to have received our 60th Google 5-star Review this week!!
We  are very grateful for  all the kind and positive comments we receive from our clients.
Our Advisers and Administration team work really hard and it's lovely to know they are appreciated.

Please click here to see our reviews, or click on the google review logo at the top of any page at www.bristolmortgagesonline.com

www.exetermortgagesonline.com
www.swmortgages.com

Keep Calm and Listen to Phil!

Our MD, Phil Clark, was kindly invited to one of his client's  House Warming party at the weekend.
They were so delighted with the mortgage advice that Phil gave them, that they had these mugs made specially for him!

All of us based in the Henleaze House office thought that they were brilliant!!

Caz BS

Help to Buy Scheme Update from Zoopla

The team at Zoopla have produced is a very detailed and clear update on the Help to Buy Scheme.

Please visit http://www.zoopla.co.uk/help-to-buy/ to read the full article.

There are to main options one of which is ending on 31 December 2016

Help to Buy Equity Loan

Under the Equity Loan part of Help to Buy, first-time buyers and home-movers only need to find a deposit of 5% of the property’s value. The Government will then provide an equity loan of a further 20%, meaning you’ll only need to qualify for a 75% mortgage.

Help to Buy Equity Loan is available in England until 2020 on new-build homes worth £600,000 or less.

Help to Buy Mortgage Guarantee

The Mortgage Guarantee version of Help to Buy requires first-time buyers and home-movers to find a deposit of between 5% and 20% of the property's value.

But instead of a loan, the Government provides a guarantee to the mortgage lender of 15% of the property value. The idea is that, with the extra security, the rate charged on your mortgage will be lower.

Help to Buy Mortgage Guarantee is available throughout the UK until 31 December, 2016. It is available on both new-build and existing homes worth £600,000 or less.

For further details about how we can help you with all your First Time Buyer requirements, please visit

https://www.bristolmortgagesonline.com/first-time-buyers for Bristol First Time Buyers

https://www.exetermortgagesonline.com/first-time-buyers for Exeter and Devon First Time Buyers

Call us today on 0117 325 1511 for your Free Consultation. Let Us Help You get an Agreement in Principle, so you can then go and put an offer in on the property of your dreams!

British Legion Poppy Appeal 2016

Bristol & Exeter Mortgages Online are proud to support the British Legion Poppy Appeal 2016.
Please visit their website to donate.
http://www.britishlegion.org.uk 

Are You looking for a better mortgage deal? Time to Remortgage!

Remortgaging means moving your mortgage from one lender to another to get yourself a better deal. And you don't even have to move house to do it. 

There are many reasons why remortgaging could make sense for you: 

• You just want a better deal with a lower interest rate. 
• You need a more flexible deal with additional payment options.
• You've come to the end of your initial Fixed Term deal. 
• You want to consolidate or rearrange all your finances. 
• You want to save money on your monthly repayments. 
• You want to borrow more to use the money for a project or home improvements. 
• You want to use some of the equity in your home rather than take out an additional loan. 
• Your current mortgage no longer suits your needs. 
• You have inherited some money and wish to reduce the amount you have borrowed. 
• Your credit rating has improved so you may get a better deal.

Why use Bristol Mortgages Online or Exeter Mortgages Online?

·       As a fully Independent Mortgage Broker we work for YOU and not any lenders.

·       We find the best mortgage to suit your specific needs.

·       We have access to hundreds of lenders and mortgage deals that are not on Comparison sites

·       We deal with lenders that only go through Independent Mortgage Brokers like us.

·       Our expert Advisers will meet with you on a face to face basis and our Admin team will help you all the way through to completion.

For more information please visit https://www.bristolmortgagesonline.com/remortgages  and book a free consultation with us today.

Think carefully before securing other debts against your home.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your property may be repossessed if you do not keep up repayments on your mortgage

Welcome Baby Collins!

All the team at Bristol & Exeter Mortgages Online would like to say a massive “Congratulations” to Paul and Rebecca who celebrated the birth of their beautiful baby boy last month!

This is our first “Bristol Mortgages Baby” and we think Zachary is gorgeous. Proud Dad, Paul Collins, joined us in April as a Mortgage Adviser based at our Henleaze House Office.

We love this family photo!