Friday, 28 October 2016

Expert help to get the best Expat Mortgages in the UK

We have specialist Advisers working with our clients, from all over the World, to find the most competitive and flexible Expat Mortgage deals.
We have access to a wide choice of lenders offering accommodating and realistic lending criteria, as well as great rates and terms, particularly for investors.
We also work closely with a number of specialist Agents and Developers, who can offer you some very attractive investment opportunities, as well as residential properties for those looking for a new home. So we can help you find a property as well as fund it!

We offer:
·       Specialist Expat Mortgage Advisers
·       Close working relationships with the top 8 Expat lenders in the UK
·       Owner/Occupier Mortgages
·       Excellent Buy to Let deals
·       Flexible Terms and deposits
·       Administration support from application through to completion
·       Partnerships for Conveyancing, Property Investment and other Expat Financial matters.

Owner Occupier Mortgages
 If you are moving to the UK or want a UK base whilst you are still overseas, we can help.  Whatever your situation or budget and wherever you are in the world, we can help you fund and secure your new home with professional advice and great support from your first quote through to completion.
We can source the best available owner/occupier deal for your budget, situation and investment strategy. If you are looking to purchase in the UK, having a professional in your corner can simplify the process and increase the profitability of your asset whilst also saving you time.
We deal with the top Expat Mortgage lenders in the UK all of which have an in-depth knowledge of the market. We work closely with the lenders and conveyancing teams both here and abroad to ensure that we will make the process as simple and as stress-frees as possible for our clients.

 Buy to Let Investment Mortgages
We can source the best available buy-to-let mortgage deal for your budget, situation and investment strategy. If you are looking to invest in the UK property market, having a professional in your corner can simplify the process and increase the profitability of your asset whilst also saving you time.
We can offer a range of different loan to value(LTV) criteria, mortgages for employed, self-employed, contractor contracts and even retired clients (subject to income).  We have a variety of products that we can access to suit a whole range of deposits, rental yield calculations and terms.

Please visit for more information

Your property may be repossessed if you do not keep up repayments on your mortgage
The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.

Sunday, 23 October 2016

Let Us Help you with your Mortgage and through the House Buying Process.

Getting the best mortgage deal to suit your specific needs and going through the house buying process as smoothly and with as little stress as possible is easy if you know how.  It is particularly daunting if you are a First Time Buyer, buying a property at Auction, have an Adverse Credit history or a have a complex financial situation to work through.
We have introduced a Useful information section to our website to give you as much help, support and guidance as possible

This page includes links to free downloads and guides as part of our “Let Us Help You” service.
These free guides include
·       Why Choose a Mortgage Broker?
·       Understanding the Mortgage and House Buying Process
·       The best way to Making an offer on a property
·       Arranging Conveyancing
·       Arranging a Survey
·       Help with Buying at Auction
·       The Help to Buy Scheme
·       Understanding more about Stamp Duty
And last but definitely not least 
Let Us Arrange your Protection and Insurance which is guide to getting the correct Life Insurance, Critical Illness cover and other protection products.

Please visit for more information and then call us on 0117 325 1511 or email for your free consultation.

Wednesday, 12 October 2016

Opportunity for Lead Mortgage Adviser in Exeter/Devon Region

We have an Extraordinary Opportunity for an Extraordinary Mortgage Adviser at our Exeter branch
The SW Mortgages Group of businesses is part of Worldwide Investment Corporation Limited and currently includes Bristol Mortgages Online and Exeter Mortgages Online with current expansion plans for the South Coast, Southampton, Cheltenham and Bath.
We are offering a unique working environment for an experienced Self-Employed Mortgage Broker to be our Lead Adviser covering the Exeter and Devon area on an immediate basis.

We offer:
  • ·       Qualified Leads
  • ·       No cold-calling
  • ·       Leads through Google/Adwords and Unbiased provided.
  • ·       Existing business in need of a Senior /Lead Adviser
  • ·       Full Administration support based in Bristol.
  • ·       Full Protection support.
  • ·       Industry leading software packages.
  • ·       Online and Media based marketing support.
  • ·       Full Management support
  • ·       A friendly yet focused working environment
  • ·       Uncapped commission based on a 50/50 split
  • ·       Head Office support based in Bristol.
  • ·       Choice of working from home or from our office in Topsham.
  • ·       A fully contracted offer.
  • ·       A team-based approach.
  • ·       Earning Potential of £50K p.a in first year, £75-100K + thereafter.

We want someone who can say Yes” to all of the following

  • ·       Is a professionally qualified Mortgage Adviser, Mortgage Broker
  • ·       Qualification minimum requirement CeMap
  • ·       Must be experienced and qualified to sell Life and Critical Illness cover.
  • ·       At least 5 years’ experience in giving top level mortgage advice.
  • ·       Knowledge of the Devon/Somerset market.
  • ·       Has a fully compliant approach.
  • ·       Must be qualified to write Life and Critical Illness Protection
  • ·       Has experience with a proven track record with both residential and investment clients.
  • ·       Excellent customer – focused approach.
  • ·       Will “go the extra mile” for our clients.
  • ·       A good team player although self-employed.
  • ·       Hardworking and committed to success.
  • ·       Well-presented and smart, yet friendly & approachable.
  • ·       Someone who is looking for a long term partnership with us.

If you would like to find out more, please contact Caz Blake-Symes email

For more information about our businesses please visit

Monday, 3 October 2016

Let us help you if you have an Adverse Credit History…

A poor credit rating can be a major barrier to getting a mortgage, but the good news is, there are lenders who
are prepared to help those whose applications may be refused elsewhere. It might not seem fair but even having
a big deposit in place and a decent salary isn’t enough to guarantee you a mortgage. If you have a bad credit
score, then your application is likely to be refused. Banks and building societies are cautious about who they
lend to, so they always check credit reports carefully to see if potential mortgage customers have defaulted on
any debt payments in the past. They will also look for any County Court Judgments (CCJs) against you, or if you
have ever filed for bankruptcy. In any of these scenarios apply, the chances are you won’t be eligible for most
mortgage deals – even if your financial problems occurred a long time ago.

There are some mortgages however, which are specifically designed for those whose credit history is far from
perfect. These are often known as ‘sub-prime’ mortgages or ‘adverse credit’ mortgages, and are generally
offered by lenders specialising in this market.
If you think you may have a poor credit history or an adverse credit rating, you can obtain a free credit report
from one of the following. 
Once you have your report, email it to us at giving details of the type of mortgage you
require and your personal circumstances, and one of our specialist advisers will be in contact to discuss your
specific situation.
For more information about anything relating to your house purchase or move, your mortgage or protection or
insurance, please get in touch with your Adviser or
Call: Bristol office 0117 325 1511 or Exeter office 01392 690 888